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Support Group

EMPLOYMENT SUPPORT & INSURANCE

Here is how we can best support you

PENC EMPLOYMENT SUPPORT

As a member, you are always welcome to call our office to request information on your professional rights and responsibilities. Any question regarding education law or your rights as a North Carolina educator (this includes administrators) will be answered in a timely manner.

MEMBER REPRESENTATION

PENC has secured employment rights insurance to provide legal representation for you in all cases where you are called to a meeting where your employment rights are in jeopardy. Full details regarding this policy can be further shared upon request.

THREE MILLION DOLLAR LIABILITY INSURANCE

If you are named in a lawsuit as a result of your employment as an educator, you may be covered by our policy, regardless of whether you win or lose. See a summary of these benefits here

ATTORNEY CONSULTATIONS, EMPLOYMENT SUPPORT

As a member of PENC, you are entitled to certain employment support benefits.  PENC staff members are available to answer your questions about your professional rights and responsibilities, and you are always welcome to call the PENC office with these types of inquiries.  In addition, PENC may make a referral to a local attorney who is available to provide employment support and counseling services to members on limited and discrete personnel matters concerning issues that impact their employment and which arise during that educator’s membership window. By their nature, these types of issues will be ones that can be resolved through one or two emails or a phone call.


In situations where the matter of concern goes beyond a limited and discrete issue, and employment rights are in jeopardy, PENC has procured employment rights insurance which provides up to $10,000 for representation by education law attorney. This part of PENC’s policy applies when you have not been sued, but still need the advice of an attorney when your employment rights are threatened. This type of coverage is set-up as reimbursement of attorney fees coverage, but the insurance company will pay the attorney directly for his/her representation of you up to certain amounts, depending on your case, so that you pay nothing out of pocket up front.


PENC has also procured liability insurance in the amount of $1 million; if you are named in a lawsuit as a result of your employment as an educator, you may be covered by this policy, regardless of whether you win or lose.


To take advantage of these benefits, it is important that you maintain membership in PENC without interruption, as issues which arise or continue during a time when an educator is not a member of PENC are not covered by insurance or member benefits.  Full terms and conditions of these policies are available in the plan documents and by calling PENC for further information. 

View Policy Details Here

COVERAGE A – Educators Professional Liability

 

For claims arising out of a member’s duties as an educator, including civil rights issues

  • Up to $1,000,000 per insured, per occurrence

  • $3,000,000 per occurrence

  • Corporal punishment is covered if administered according to the laws of the jurisdiction in which the school is located.

  • Plus the cost of defense, investigation and legal fees

COVERAGE B – Reimbursement of Attorney Fees

 

  • Policy pays attorney directly upon execution of relevant policy documentation

  • Criminal Action or Proceeding: Up to $35,000 per claim, per insured, if exonerated. Up to $10,000 of this amount is available regardless of outcome.

  • Sexual Misconduct Action or Proceeding: Up to $10,000 per claim, per insured (amount available regardless of outcome).

  • Professional Rights or Credential Action or Proceeding: Up to $10,000 per claim, per insured. Up to $1,500 of this amount is available regardless of outcome.

  • Civil Rights Action or Proceeding: Up to $10,000 per claim, per insured (amount available regardless of outcome).

COVERAGE C – Bail Bonds

  • Up to $2,500 premium on bail bonds

Assault Related Personal Property Damage Coverage

  • Up to $1,500 per assault 

Identity Theft Coverage

  • Up to $10,000 per claim 

Private Instruction Coverage

  • Up to $10,000 per claim, per insured 

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